Jack's avatar
Jack

Sept. 18, 2021

0
Journal

I knew of the word credit-card from the very beginning when I started learning English, but I didn't know it exactly. Today I found this topic again and I decided to check it out. We call credit-cards 信用卡 in Chinese and there is another bank card in our country. We call it 储蓄卡 (saving card). If we have some spare money, we will put it in the bank under our saving cards account in order for the future unexpected use, but usually our credit cards don't need to put money in though you can use it and the only thing you should do is to return the money at a certain period after you use it. Some time ago, we didn't have credit cards and we only had saving cards, and I don't know when credit cards appeared. I recall that bank staff highly recommended credit cards. Of course, I got one. It seems that you need to use it several times a year and return the money timely. If you don't use it in a year, you have to pay a certain service fee. If you don't return the money timely, you have to pay high interest. Now I don't have any credit card because it's too much trouble and often makes me feel nervous because it's using rules. I only have a salary card to receive my salary now and I never use any bank card to pay for things because I have Alipay and WeChat pay and they are very convenient, so nowadays, money is just a number.

Corrections

Journal

I knew of the word term "credit- card" from the very beginning when I started learning English, but I didn't knowunderstand it exactly.

Today I found this topic again and I decided to check it out.

"Investigate" would be a more formal word.

We call credit- cards 信用卡 in Chinese and there is also another type of bank card in our country.

We call it 储蓄卡 (savingdebit card).

If we have some spare money, we will put it in the bank underin our saving cards account in order for the future unexpected usea rainy day, but usually our credit cards don't need to put money in though yrequire a deposit. You can use it and the only thing you should do is to returnpay the money atfter a certain period after you use itamount of time.

Some time agoIn the past, we didn't have credit cards and we only had savingdebit cards, and. I don't know when credit cards appeared.

I recall that bank staff highly recommended credit cards.

Of course, I got one.

It seems that you need to use it several times a year and return the money timepromptly.

You could also use "in a timely fashion."

If you don't use it infor a year, you have to pay a certain service fee.

"In a year" implies using the card for the first time.

If you don't return the money timepromptly, you have to pay a high amount of interest.

Now I don't have any credit card because it's too much trouble and often makes me feel nervous because of it's using ruleterms.

I only have a salarydebit card to receive my salary now and I never use any bank card to pay for things because I have Alipay and WeChat pay and they are very convenient, so nowadays, money is just a numbern intangible concept.

Feedback

Well written with minor errors. I could understand your writing very easily.

Jack's avatar
Jack

Sept. 20, 2021

0

Thank you so much for these corrections. I really appreciate them.

Journal

I knew of the word credit-card from the very beginning when I started learning English, but I didn't know it exactly.

I knew of the word term "credit- card" from the very beginning when I started learning English, but I didn't knowunderstand it exactly.

Today I found this topic again and I decided to check it out.

Today I found this topic again and I decided to check it out.

We call credit-cards 信用卡 in Chinese and there is another bank card in our country.

We call credit- cards 信用卡 in Chinese and there is also another type of bank card in our country.

We call it 储蓄卡 (saving card).

We call it 储蓄卡 (savingdebit card).

If we have some spare money, we will put it in the bank under our saving cards account in order for the future unexpected use, but usually our credit cards don't need to put money in though you can use it and the only thing you should do is to return the money at a certain period after you use it.

If we have some spare money, we will put it in the bank underin our saving cards account in order for the future unexpected usea rainy day, but usually our credit cards don't need to put money in though yrequire a deposit. You can use it and the only thing you should do is to returnpay the money atfter a certain period after you use itamount of time.

Some time ago, we didn't have credit cards and we only had saving cards, and I don't know when credit cards appeared.

Some time agoIn the past, we didn't have credit cards and we only had savingdebit cards, and. I don't know when credit cards appeared.

I recall that bank staff highly recommended credit cards.

I recall that bank staff highly recommended credit cards.

Of course, I got one.

It seems that you need to use it several times a year and return the money timely.

It seems that you need to use it several times a year and return the money timepromptly.

If you don't use it in a year, you have to pay a certain service fee.

If you don't use it infor a year, you have to pay a certain service fee.

If you don't return the money timely, you have to pay high interest.

If you don't return the money timepromptly, you have to pay a high amount of interest.

Now I don't have any credit card because it's too much trouble and often makes me feel nervous because it's using rules.

Now I don't have any credit card because it's too much trouble and often makes me feel nervous because of it's using ruleterms.

I only have a salary card to receive my salary now and I never use any bank card to pay for things because I have Alipay and WeChat pay and they are very convenient, so nowadays, money is just a number.

I only have a salarydebit card to receive my salary now and I never use any bank card to pay for things because I have Alipay and WeChat pay and they are very convenient, so nowadays, money is just a numbern intangible concept.

You need LangCorrect Premium to access this feature.

Go Premium